• Reverse Mortgage vs Downsizing: Which Makes Sense?,Kirby Chan, Broker

    Reverse Mortgage vs Downsizing: Which Makes Sense?

    Reverse Mortgage vs Downsizing: Which Makes Sense for Richmond Hill and Markham Homeowners? If you are house-rich and cash-tight in retirement, there are two main ways to access the value sitting in your Richmond Hill or Markham home: borrow against it with a reverse mortgage, or sell it and move so

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  • Aging in Place Renovations vs Moving: What Costs Less,Kirby Chan, Broker

    Aging in Place Renovations vs Moving: What Costs Less

    Aging in Place Renovations vs Moving: What Actually Costs Less in Richmond Hill and Markham Most people assume staying put is the cheaper option. Sometimes it is. But when families actually add up the full cost of making a two-storey family home genuinely accessible, and set that against the cost of

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  • Selling the Family Home After a Spouse Passes Away,Kirby Chan, Broker

    Selling the Family Home After a Spouse Passes Away

    Selling the Family Home After a Spouse Passes Away: A Guide for Richmond Hill and Markham Losing a spouse changes everything, and the family home sits at the centre of it. Some people find the house too large, too quiet or too full of memory to stay. Others are simply not ready to decide. Both respo

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  • Selling a Parent's Home With Power of Attorney in Ontario,Kirby Chan, Broker

    Selling a Parent's Home With Power of Attorney in Ontario

    Selling a Parent's Home With Power of Attorney in Ontario: What Adult Children Need to Know When a parent can no longer manage their own affairs, an adult child acting under a Power of Attorney often becomes responsible for selling the family home. It is a significant legal responsibility with real

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